Together implements nCino’s cloud banking platform

Property lender Together has selected nCino’s cloud banking platform in a bid to future-proof its business.

The lender will implement nCino’s platform across all its core services, including regulated residential and buy-to-let mortgages, as well as commercial loans, bridging facilities and development finance.

The nCino platform includes a loan origination system, providing an end-to-end solution for loan processing, including automated workflow, document management, and real-time reporting.

The platform supports a range of lending products, including commercial and consumer loans, while maintaining regulatory compliance. The platform also offers a single digital loan file accessible to all stakeholders.

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Cheadle-based Together aims to be the UK’s most valued lending business and has a loan book of £6.8bn.

It provides finance through what it dubs a “common-sense approach” to lending and judges each application on its individual merit rather than adopting an automated approach.

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“We’ve been helping people achieve their property ambitions for fifty years, said Together chief transformation officer Andrea Dalton. “And with nCino’s support we will continue to deliver on that mission with added efficiency, speed and agility. We currently originate over £200m in loans every month and, with nCino, we’re excited to scale and become more efficient through digital consolidation, enhanced risk management and a more modern customer experience.”

nCino EMEA managing director Charlie McIver added: “We’re excited to partner with Together on this transformation programme. Working with our proven technology and system implementation partners, we look forward to delivering a strategic digital lending platform across all of Together’s core products that will help the lender grow and best meet the needs of its colleagues and customers.”

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