Mintos unveils fractional bonds product

European lending marketplace Mintos has launched high-yield fractional bond investments on the platform, enabling investors to add corporate bonds to their investment portfolios.

Mintos investors are now able to invest in high-yield bonds starting from a minimum of €50, with no fees for investing.

Bonds are notoriously difficult for retail investors to access. They typically require investments in the five-digit range or higher.

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The investments in high-yield corporate bonds will initially be issued by originators already on Mintos, starting with Eleving, but will later be extended to lenders such as Sun Finance, Esto and DelfinGroup.

The platform said it was currently working to broaden its offering across various types of bonds and industries, including agriculture and manufacturing. 

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“Mintos is committed to empowering individuals to take control of their financial futures by providing access to a diverse range of investment opportunities,” Mintos chief executive and co-founder Martins Sulte said.

“The launch of high-yield fractional bonds is a significant step towards achieving this goal, ensuring that all investors, regardless of their financial means, can benefit from the lower volatility and stable returns that bonds offer.”

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