Robocash prepares for December funding spike
European peer-to-peer lending platform Robo.cash is preparing for a funding spike in December, in line with previous years’ trends.
According to Robo.cash analysis of P2P lending activity over the past six years, the most active months are December, July and March.
The least active months for P2P lending activity are September, February and April.
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Robo.cash suggested that “it is most likely that the frequency of investment cycles is among the main factors of influence”.
“Investors prefer to start preparing for the next investment year in December, increasing investments and often having material grounds for this in the form of annual bonuses, for example,” said Robocash’s analysts.
“Then they reactivate after two to three month periods of approbation of their strategies.”
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Further analysis identified some geographic trends. For instance, while P2P investors in the Baltics tend to invest steadily throughout the year, investors in Central and Western Europe reduce their investments in October. In Southern Europe, January and February are the slowest months for funding.
“On Robo.cash, the beginning of autumn is also marked by a decrease in investor activity, which confirms the general trend in the market,” added the platform’s analysts.
“We note a special activation of platform investors in May. This may also be due to their interest in long-term investments in the Philippines, which were launched on the platform in May last year.”
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