Most European P2P investors prefer consumer loans

The majority of peer-to-peer investors prefer to allocate most of their funds to consumer loans and this has not been affected by the economic uncertainty caused by Covid-19, new research has found.

P2P consumer loans remain the largest investment target for 34.3 per cent of investors, according to a poll in April from European P2P lending platform Robo.cash.

This hasn’t changed much from 35.1 per cent in 2019.

Read more: Most Robo.cash investors see P2P loans as most profitable asset

Over a fifth (21.1 per cent) of investors said exchange-traded funds make up the largest part of their portfolio, followed by 19.2 per cent placing their biggest slice in stocks.

Real estate investments are currently a top priority for 11.9 per cent of investors while six per cent said the largest part of their portfolio is taken by investments in commercial or business loans.

Another 1.9 per cent of P2P investors allocate most of their funds in bonds.

Read more: Coronavirus has not affected portfolios of P2P investors 

“The statistics obtained from our surveys demonstrate that even during the pandemic period investors remain calm and keep trust in the P2P segment,” said Sergey Sedov, founder and chief executive of Robocash Group.

“We are confident that this attitude will continue, particularly as the positive trend in the market is already noticeable.

“Thus, according to our own data, in May, the number of new investors on our P2P platform increased by 80 per cent compared to the same period of April.

“At the same time, our funding volumes grew by 67 per cent respectively.”

Read more: Half of P2P investors check platform business model before lending